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Terms & Conditions

By accessing this website and engaging our services, you agree to the following terms:

1. Scope of Services

Zaemah Zuhori Accountants provides accounting, tax consultancy, payroll management, and business advisory. The specific scope of work for any client will be defined in a separate signed Engagement Letter or Agreement.

2. Professional Advice

The content on this website is for general informational purposes only. While we strive for accuracy, it does not constitute formal professional advice. A formal consultation is required before making business or financial decisions.

3. Client Responsibilities

Clients are responsible for the accuracy and completeness of the information provided to us. We are not liable for penalties or losses resulting from late, inaccurate, or withheld documentation.

4. Fees and Payment

  • Fees are transparent and agreed upon upfront.
  • Invoices are payable within the timeframe specified in the service agreement.
  • We reserve the right to suspend services for overdue accounts.

5. Limitation of Liability

To the maximum extent permitted by Malaysian law, Zaemah Zuhori Accountants shall not be liable for any indirect or consequential loss arising from the use of our website or services, provided we have acted with reasonable professional care.

6. Intellectual Property

All content, logos, and materials on https://zaemahzuhoriaccountants.com.my/ are the property of Zaemah Zuhori and may not be reproduced without written consent.

7. Governing Law

These terms are governed by and construed in accordance with the laws of Malaysia.

Disclaimer

The information provided by Zaemah Zuhori Accountants (“we,” “us,” or “our”) on https://zaemahzuhoriaccountants.com.my/ (the “Site”) is for general informational purposes only. All information on the Site is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, or completeness of any information on the Site.

1. No Professional-Client Relationship

Your use of this Site—including the use of contact forms or booking a consultation—does not create a professional-client relationship between you and Zaemah Zuhori Accountants. Such a relationship is only established once a formal Letter of Engagement has been signed by both parties.

2. Not Professional Advice

The Site cannot and does not contain accounting, tax, legal, or financial advice. The financial information is provided for general informational and educational purposes only and is not a substitute for professional advice.

  • Tax & Accounting: Tax laws in Malaysia are subject to frequent changes by authorities such as LHDN and SSM. Information here may not reflect the most current statutory updates.
  • Consultation: Accordingly, before taking any actions based upon such information, we encourage you to consult with our qualified professionals.

3. Loan Processing Disclaimer

While we offer Loan Processing services in partnership with financial institutions, Zaemah Zuhori Accountants is not a bank or a licensed moneylender.

  • We do not guarantee the approval of any loan application.
  • Approval is subject to the sole discretion of the respective financial institutions based on their internal credit assessments.

4. External Links Disclaimer

The Site may contain links to external websites or content belonging to or originating from third parties (e.g., government portals like LHDN or EPF). Such external links are not investigated, monitored, or checked for accuracy or reliability by us. We do not warrant, endorse, guarantee, or assume responsibility for the accuracy of any information offered by third-party websites.

5. Errors and Omissions Disclaimer

While we have made every attempt to ensure that the information contained in this site has been obtained from reliable sources, Zaemah Zuhori Accountants is not responsible for any errors or omissions, or for the results obtained from the use of this information.

6. "Use at Your Own Risk" Disclaimer

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site is solely at your own risk.